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Drone Insurance


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Gowrie Group is pleased to provide our clients with insurance solutions for drones (also known as Unmanned Aircraft Systems, UAS or UAVs). It is smart risk management to purchase coverage because drones are often excluded from liability policies. Flying a drone without coverage can expose you, your assets, and your organization to significant lawsuits and claims for bodily injury or property damage. Note: coverage needs may differ depending on whether or not your business or organization owns the drone or contracts with a third party.

Drone Usage and Regulations:

  • Drone Operating Rules. The FAA provides rules and safety tips for drone operation which apply to both commercial and recreational drone usage. Learn more on the FAA website.
  • Drone Registration. The law requires all small unmanned aircraft (including drones) weighing more than .55 pounds and less than 55 pounds to be registered with the FAA and marked with a registration number. Learn more on the FAADroneZone website.
  • Drone Pilot Licensing Requirements. If a drone is being flown commercially (which is defined by the FAA as “Flying for work, business, non-recreational reasons, or commercial gain”), the pilot must obtain a Remote Pilot Certificate. Learn more about UAS (Part 107) licensing.
  • Learn More About Drone Usage & Requirements. Read the Gowrie Drone Risk Report.

Purchase Drone Insurance. Gowrie Group, and our parent company Risk Strategies, offer multiple options for purchasing Drone Insurance.

Speak with a member of the Gowrie Group Drone Insurance Team. You can reach us at drones@gowrie.com or 800.262.8911.



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Photo Credit: Header image and image of launching a drone from a boat by Skylark Drone Research - Drones4Boating