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Preferred Boat Insurance Program

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The Safe Harbor Marinas Preferred Boat Insurance Program*. Welcome to the Safe Harbor Marinas Boat Insurance Program, brought to you by the marine insurance experts at Gowrie Group. In addition to comprehensive insurance coverage, this special policy by AIG includes a unique bundle of benefits that no other boat insurance policy offers:

  • ZERO DEDUCTIBLE. When a Safe Harbor Marinas facility does the repair, your deductible is waived, up to $10,000. For claims under $10,000, the deductible is reduced by 50%. Plus, there is no deductible for electronics. The best protection against catastrophic repair costs.
  • 100% HURRICANE HAUL COVERAGE. The haul and re-launch of your boat will be covered if it is located in a Watch, Warning, or the 3-Day Track Forecast Cone for a Hurricane or a Tropical Storm, as issued by NOAA. Avoid costly haul and relaunch fees.
  • 100 MILE TOW BACK. Emergency towing coverage over water to the nearest Safe Harbor Marinas location that can handle your repair or to the nearest facility where repairs can be made. Safety for you and your crew.
  • 12-MONTH NAVIGATION & EXTENDED RANGE. No lay-up dates and full US navigation, with Inland and Coastal options. Go where you want with confidence.
  • CLAIM FREE DISCOUNT. 10% discount if you are loss free for 5 years. Be rewarded for safe boating.
  • COVERAGE BEYOND YOUR LIMIT. In the case of a claim, defense costs are covered in addition to your liability limit. Additional coverage above and beyond.

Superior coverage for your boat at the best price. Reach out to Gowrie’s marine insurance experts at or 800.282.8868 to learn more. Request a quote online anytime (use code: SHM).

*The Safe Harbor Marinas Preferred Insurance Policy, which is underwritten by AIG New Hampshire Insurance Company, is only available to members of Safe Harbor Marinas. The AIG policy language and Safe Harbor Marinas Endorsement will define the exact terms and conditions for the benefits defined above. Not all members of Safe Harbor Marinas will qualify for the Safe Harbor Preferred Insurance Policy from AIG. Gowrie Group may provide alternative insurance policy options which will not include the bundle of benefits describe above.